2013 Kia Rio LX

To qualify for on-the-lot financing, the following criteria must be met: 1. A down payment is required. For the 2013 KIA RIO, $1,500 down is required. The required down payment amount is based on the vehicle’s selling price. The down payment is applied toward the price of the vehicle, and you receive 100% credit for it. State-related taxes, tag, and title fees are not included in the down payment. Down payments are non-negotiable and are used in place of credit scores, income verification, job verification, time-on-the-job requirements, etc. 2. You must live within 60 miles of the dealership and provide two utility bills in your name for verification purposes. Mailing addresses are not accepted. Only utility bills, mortgage agreements, rental agreements, or other forms of verification that validate residency will be accepted. 3. You must have a valid North Carolina or South Carolina driver’s license, provided the previously noted residency requirements are met. No other state licenses or Social Security numbers will be accepted. State-issued IDs are acceptable for cash purchases only. If you require financing, a driver’s license is required for insurance purposes. No exceptions. 4. You must obtain full-coverage insurance with lienholder information in place and collision deductibles of no more than $250. This coverage must remain in effect at all times until the vehicle is paid for in full. In the state of North Carolina, anyone of driving age must be listed on your insurance policy, whether they have a license to drive or not. Because insurance companies require this, we must also require it to ensure the insurance company is satisfied and properly protects the vehicle while it is financed. Word-of-mouth promises that children won’t drive are not acceptable to insurance agents and therefore will not be accepted by the finance company. If the buyer of any particular vehicle is uncertain who the vehicle is for, or if the person changes, we will not offer financing. No exceptions. Straw purchases are a felony in North Carolina. 5. DoorDash, Uber, rideshare, or delivery service workers will not qualify for in-house financing unless this is disclosed to the insurance company. The insurance company will not cover you or the vehicle in an accident if you do not disclose.